Dongosolo la POS limatanthawuza kuphatikiza kwa hardware ndi mapulogalamu ofunikira kuti avomereze ndikukonza njira zosiyanasiyana zolipirira digito.Hardware imaphatikizapo makina olandila makadi, ndipo pulogalamuyo imayendetsa njira zotsalira zolipirira, kukonza ndi ntchito zina zotumphukira zowonjezera.
Ma terminal a POS pang'onopang'ono akhala maziko abizinesi, makamaka kwa ogulitsa.Malo oyamba a POS omwe adakhazikitsidwa amangogwiritsidwa ntchito kuvomereza kulipira kwamakhadi.M'kupita kwa nthawi, zida za POS zakonzedwanso kuti zilole njira zina zolipirira popanda kulumikizana, monga ma wallet am'manja.Masiku ano, kupita patsogolo kwaukadaulo kwatipatsa ePOS, pulogalamu yovomera kulipira yomwe imagwira pa mafoni a m'manja omwe angagwiritsidwe ntchito kuvomereza zolipirira zochepa za digito popanda makina a kirediti kadi.
Masiku ano, makina amakono a POS amabwera mosiyanasiyana ndi makulidwe osiyanasiyana, ndipo amatha kuvomereza njira zonse zolipirira, kuphatikiza:
Zomwe zimafunikira pakugulitsako zimatumizidwa mu mawonekedwe obisika kudzera mafunde a wailesi, ndipo kulumikizana kumakhazikitsidwa kuti ntchitoyo ikhale yofulumira komanso yotetezeka.Izi zimathetsa kufunika kosambira kapena kuyika khadi kapenanso kupereka khadi kwa wamalonda.
Ma terminal a POS amabwera mosiyanasiyana komanso makulidwe osiyanasiyana, ndipo amatha kupatsa mabizinesi amitundu yonse kuti athe kuvomera zolipira.Zipangizo za POS zimayambira pazida zing'onozing'ono, zowoneka bwino komanso zosavuta zolandirira makhadi kupita pamitundu yonse ya Android smart POS.Dongosolo lililonse la digito la POS lili ndi ntchito zina zomwe makampani angagwiritse ntchito malinga ndi momwe amagwiritsira ntchito.Izi zikuphatikizapo:
GPRS POS terminal ndi imodzi mwamitundu yakale kwambiri ya POS.Poyamba, chinali chipangizo cha mawaya chomwe chimagwira ntchito polumikizana ndi mzere wamba wa foni.Today, amagwiritsa GPRS SIM khadi kwa deta kugwirizana.
GPRS POS ndi yochuluka ndipo siyingapereke ufulu uliwonse woyenda.Chifukwa chake, pakufunika chida chowoneka bwino komanso chosavuta cha POS chopanda zingwe chomwe munganyamule nacho.
Pamene kukakamizidwa kwa kasitomala kukuchulukirachulukira, momwemonso kufunikira kwa zolipirira zopanda malire komanso zangwiro, ndichifukwa chake Android POS idayamba kukhalapo.
Opereka chithandizo chamalipiro akuyesera kupeza njira zamakono zotsika mtengo kwa ogulitsa njerwa ndi matope kuti alole kuti malipiro avomerezedwe popanda ndalama za zipangizo.Kumbali iyi, zida za POS zikusinthanso kukhala ePOS (electronic POS).
Pamene kufunikira kwa gawo la msika wa ePOS kukukulirakulira, matekinoloje monga Pin on Glass, Pin pa COTS (zida zogulira ogula) ndi Tap on Phone zisintha kwambiri ntchito yolipira.
Pofuna kukulitsa magwiridwe antchito a dongosolo la POS, opereka malipiro amapereka njira zowonjezera zowonjezera monga ntchito.Izi zitha kusintha ma terminals osavuta a POS kukhala mayankho olipira.Izi zidapangidwa kuti zithandizire kuyendetsa bwino bizinesi ndikukhala chida chofunikira kwambiri kuposa kungovomereza zolipira.Izi zikuphatikizapo:
Tiyeni tiwone zina mwazabwino zazikulu zamayankho a digito a POS omwe amathandiza mwachindunji mabizinesi ndi mabungwe aboma.
Kupatsa ogula njira zolipirira zomwe amasankha komanso kutha kuvomera zolipirira nthawi iliyonse, kulikonse kungathandize amalonda kukonza zomwe makasitomala amapeza.
Njira zodziwikiratu ndi machitidwe olumikizidwa amatha kuchepetsa kwambiri zovuta pakulipira.
Podumphadumpha pamzere wotuluka ndikuchita mwachangu, mutha kupatsa makasitomala chidziwitso chabwino kwambiri.Mwachitsanzo, kwa makasitomala omwe amangogula chinthu chimodzi kapena ziwiri, njira zodziyendera zitha kuperekedwa.
Pakalipano, kampani iliyonse iyenera kupeza mwayi pampikisano kuti ikule.Zochitika zogulitsa zimatha kupanga kapena kuswa malonda.
POS ya digito yokhala ndi nsanja yolipira yothandizidwa mwaukadaulo yaphatikiza kuvomereza kwamalipiro ndi mautumiki owonjezera, zomwe zimalola amalonda kuyang'ana kwambiri pabizinesi yawo yayikulu, potero amachotsa zovuta zobweza ngongole ndi zokumana nazo zokhudzana nazo.
POS yamphamvu yogwirizana ndi zosowa zabizinesi yanu ingothandiza bizinesi yanu kukula pokupatsani zida zomwe mungafune kuti mukulitse bizinesi yanu.
Yankho la POS la nyengo yatsopano limabwera ndi zosankha zophatikizira.Zida kapena njira yothetsera vutoli ikuphatikizidwa ndi machitidwe omwe alipo kumbuyo: ERP, kulipira ndi machitidwe ena mu dongosolo logwirizana.
M'malo moyendetsa ndondomeko yowonongeka ya machitidwe osiyanasiyana pa njira zambiri zolipirira, amavomereza mitundu yonse ya malipiro kudzera mu njira imodzi yokha ndikugwirizanitsa ndi seva imodzi kumbuyo kumbuyo.
Izi zimachitika pamagawo onse okhudza, zomwe zikutanthauza kuti njira yotuluka mwachangu imatha kukwaniritsidwa ndikukupatsani mwayi wolipira.
Ndondomeko yamanja yolanda malipiro ndiyosagwira ntchito ndipo imapereka zosankha zochepa.Izi zingayambitse kuchedwa pakukonza malipiro ndi kuyanjanitsa.
Makina a Digital POS atha kuthandiza kupeputsa ntchito pokonza zolipirira zomaliza mpaka kumapeto komanso kukhazikika kwatsiku ndi tsiku, kuyanjanitsa ndi kupereka malipoti, komanso kupereka malipoti.
Izi zimathandizira bwino pakuchotsa zolakwika zamanja ndikuchepetsa nthawi yonse yolipira.
Ndi kukhazikitsidwa kwa matekinoloje atsopano pamunda wolipira, makasitomala apano ali ndi njira zambiri zolipira.Zokonda zolipirira zamakasitomala zasintha kuchoka ku ndalama kupita ku njira zolipirira digito, monga ma wallet am'manja, komanso njira zolipirira popanda kulumikizana, monga UPI, QR, ndi zina.
Pofuna kuthandiza amalonda kukwaniritsa zomwe makasitomala amayembekezera, makina a digito a POS amapereka mwayi wovomereza njira zingapo zolipirira.
Mayankho a Digital POS ndi yankho losavuta njira zina zazikulu zamabizinesi zokhudzana ndi kulipira komanso kukhutitsidwa ndi makasitomala.Komabe, posankha njira yoyenera, muyenera kukumbukira zina mwazinthu izi:
Pali mitundu yambiri ya zida za digito za POS pamsika, ndipo muyenera kusankha yoyenera malinga ndi zomwe mukufuna kulipira.
Mwachitsanzo, kwa makampani omwe amavomereza malipiro pakhomo la makasitomala awo, zipangizo zopepuka zopepuka zimakondedwa.Chipangizocho chiyenera kukhala chaching'ono mokwanira kuti ogwira ntchito yobweretsera azinyamula mosavuta ndikugwiritsa ntchito deta yam'manja.Momwemonso, makina anzeru a Android ndiabwino pakuletsa mizere ya sitolo, chifukwa mutha kuvomera kulipira kulikonse.
Posankha makina a digito a POS, muyenera kuwonetsetsa kuti akukwezedwa ndiukadaulo waposachedwa ndikuvomera mitundu yonse yamakhadi olipira-ngongole ndi ma kirediti kadi-maginito, makadi a chip, UPI, ma QR code, ndi zina zambiri.
Deta ya kasitomala ndi yofunika kwambiri, ndikuwonetsetsa kuti chitetezo chake ndi chofunikira.Chifukwa chake, muyenera kuwonetsetsa kuti makina a digito a POS ali ndi ntchito yolimba yosunga deta, ndipo chipangizocho chiyenera kutsatira PCI-DSS (Payment Card Industry Data Security Standard) ndi miyezo ya EMV.
Kulumikizana ndi chinthu china chofunikira chomwe chiyenera kuganiziridwa kuti zitsimikizire kuti makasitomala ali ndi luso lapamwamba.
Zida za Digital POS zokhala ndi njira zingapo zolumikizira kudzera pa Bluetooth, Wi-Fi kapena 4G/3G zimatha kulipira mosavuta komanso mwachangu.Chipangizocho chiyenera kugwira ntchito mosasunthika pamalo anu enieni.
Mwachizoloŵezi, ntchitoyo ikamalizidwa, mapepala okha a mapepala amatha kusindikizidwa kwa makasitomala.Kuphatikiza pa kukhudzidwa kwa chilengedwe, izi zimapangitsa kuti kusunga zolemba kuwononge ndalama zambiri.Posankha makina olondola a POS, mutha kusankha ntchito yotetezedwa komanso yosavuta kusunga digito.
Chiyambireni mliri wa Covid-19, pakhala kufunikira kwakukulu kwa ma risiti a digito chifukwa anthu ayamba kusamvana ndikupewa kulumikizana mwachindunji momwe angathere.
Musanasankhe makina a digito a POS, muyenera kuwonetsetsa kuti amavomereza makadi osiyanasiyana.Zingakhale zopanda phindu kugula makina a POS omwe amakulepheretsani kuvomereza ndalama zochepa chabe za banki ndi intaneti.
Kuti apatse makasitomala mwayi wolipira bwino kwambiri, makina a POS amayenera kukonza makhadi onse aku banki kapena makhadi a netiweki (monga Mastercard, Visa, American Express ndi RuPay makhadi).
Kupereka makasitomala ndi njira zosavuta zogulira ndikofunikira kwamakampani omwe ali ndi katundu wamtengo wapamwamba.
Masiku ano, zida za POS zili ndi yankho la mwezi uliwonse (EMI) lomwe limalola kuti malonda onse asinthe kukhala EMI yapompopompo kudzera ku mabanki, kuchotsera mtundu, ndi mapulogalamu amakampani omwe si akubanki (NBFC).Mwanjira iyi, mphamvu zogulira za makasitomala zitha kuwonjezedwa.
Malo amakono a digito a POS ndi anzeru kwambiri ndipo amapereka mwayi wolipira womwe ungakwaniritse zosowa za mabungwe osiyanasiyana.Dongosolo latsopano la POS limatha kusunga nthawi ndi mphamvu zamtengo wapatali ndikuchepetsa zolakwika.Ndi ntchito zina zowonjezera, makina a digito a POS amakhala amphamvu kwambiri ndipo amalola kupeza mosavuta deta ndi zidziwitso, potero kuthandizira bizinesi yanu kukula lonse.
Byas Nambisan ndi CEO wa Ezetap, nsanja yolipira padziko lonse lapansi.M'maudindo am'mbuyomu, Nambisan adakhala ngati director director a Intel India, ndipo adakhala ndi maudindo a utsogoleri ku Intel ku United States.Ali ndi MBA kuchokera ku Tepper School of Business (Carnegie Mellon University) ndi Master of Science mu Mechanical Engineering kuchokera ku yunivesite ya Marquette.
Aman ndi Wachiwiri kwa Mkonzi Wamkulu waku India wa Forbes Advisors.Ali ndi zaka zopitilira khumi akugwira ntchito ndi makampani ofalitsa nkhani ndi osindikiza kuti awathandize kupanga zomwe zimatsogozedwa ndi akatswiri ndikupanga magulu okonza.Ku Forbes Advisor, atsimikiza mtima kuthandiza owerenga kukonza zovuta zachuma ndikuchita gawo lake pazandalama zaku India.
Nthawi yotumiza: Sep-17-2021